High Yield Investment Programs (HYIPs) are investment programs in which the investor is guaranteed very high return within a shorter period of time. The rates are much higher than what you can usually get through investing in stocks, high yield bond, foreign exchange trading (FOREX) etc.
Although all HYIPs are risky, so are stocks, mutual funds, foreign exchange (FOREX) trading, bonds, and most other investment options. It is just that in this case, if you make well thought out and intelligent choices, you stand to make quite high profits quickly. You need to look closely into the sites that have earning potentials that are will help you achieve your goals of making money.
This is where HYIP monitors come into the picture. To understand what the HYIP monitors are all about, we first need to define the term. HYIP monitors are specially designed websites that mostly run on a particular script and indicate an up to date status of different investment in exchange for certain fees paid by the owner of the investment program. HYIP monitors are more like lists where you can see different investment program options, showing the returns and the time period for getting the returns.
Prospective investors usually rely on HYIP monitors for investing in different programs. So the first thing that an investor has to do before investing his money is to choose a suitable and reliable HYIP monitor. Not only should the chosen HYIP monitor be competent, it must also be fast in updating its lists and provide up to date information about different programs to the investors.
Now, we need to know how the HYIP monitors work. The HYIP monitors are run by HYIP administrators who are responsible for keeping their website updated as well as providing final payments to the investors (both principal as well as investment). According to the payment status of different HYIP programs, these four payment statuses are usually shown in by the HYIP monitors:
1. Waiting: This means administrator of the HYIP monitor has already
committed to the HYIP and that he delays for first payment.
2. Having to pay or Paying: This means the administrator of the HYIP monitor
has got payment from HYIP. The HYIP pays promptly and all the things are
3. Problem: This means the HYIP does not pay sometimes or does not pay at all
4. Not having to pay: This means the HYIP does not pay any more, yet it is still
possible for you could to see the website.

HYIP monitor sample
An example of a HYIP monitor
Image source: http://www.ommhub.com/wp-content/uploads/2010/05/goldpollhyip-
Looking at these statuses and studying the different programs in different HYIP monitors, the prospective investor has to decide where to invest his money. But he has to be very careful before relying on a particular HYIP monitor. There have been cases where the investor lost money simply because the HYIP monitor did not update its website and provided backdated information to the investor. Or the HYIP monitor administrator may not have the investor’s well-being as his priority and may just be there to collect fees from HYIP schemes.
Overall, there is a lot of opportunity for an investor to make big money, and the key to this does not depend on his choice of investment but also on the HYIP monitor he trusts and believes in. HYIP monitors are the key middlemen bridging the gap between investors and big gains.

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